1. Do you have a variety of loan programs to fit my cash flow and expected length of ownership needs?

2. Do you offer pre-approvals, not just pre-qualifications?

3. Do you have the ability to handle difficult credit history?

4. Is the rate that you quoted me the rate I will get at closing?

5. Can you give me a list of your last five clients as references with their phone numbers?

If you need a lender who can answer all these questions and more contact Jim at Zino Mortgage (924)363-5400 x2503.

Katherine Prinzivalli, Realtor
Coldwell Banker Coon & McCreary
(925) 331-4133
E-Mail: kprinzi@coldwellbanker.com